Simple California Mortgage Calculator
Quick and easy California mortgage calculator with accurate payments including CA 1.25% property tax rate
Simple California Mortgage Payment Calculator
$200K$600,000$2M
0%20% ($120,000)30%
Current 30-Year Mortgage Rate
$0$300/month$800
California average: $300/month
Estimated Monthly Payment
$0
Principal & Interest only
California 2026 Loan Limits: Conforming loans up to $1,209,750 in high-cost areas. VA loans have no maximum limit.
CalHFA Programs Available: Down payment assistance up to $120,000. First-time buyer programs may reduce your needed down payment significantly.View Available Programs →
Current rate from Federal Reserve Economic Data (FRED) with competitive buffer. Individual rates may vary based on credit score, loan-to-value, and other factors.
Interactive Calculator Features
Why Choose Our Simple California Calculator?
- ✓California-specific 1.25% property tax rate included
- ✓Accurate CA home loan payment estimates
- ✓Fast and simple - get results instantly
- ✓NMLS licensed mortgage professional support
Ready to get pre-approved? Our California licensed mortgage professionals are here to help.
Need More Features? Try Our Complete Calculator
For advanced features like PMI calculations, HOA fees, affordability analysis, and amortization schedules, use our comprehensive California mortgage calculator.
Use Advanced Calculator →