Los Angeles County Mortgage LenderJumbo & High-Balance Loan Expert
Serving all of Los Angeles County with specialized mortgage programs including jumbo loans, high-balance conventional loans, and bank statement loans. Expert service for luxury properties.
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Los Angeles County Housing Market Insights
Stay informed with the latest market data for Los Angeles County's competitive real estate market.
Aditya Choksi NMLS ID: | 21st Century Lending NMLS ID: |NMLS Consumer Access
Mortgage Programs for Los Angeles County
Specialized lending solutions tailored for Los Angeles County's high-value real estate market.
Jumbo Loans
High-balance loans for luxury homes throughout Los Angeles County
- Loans up to $3.2 million
- Competitive rates
- Flexible down payment options
- Fast approval process
High-Balance Conventional
Conventional loans above standard conforming limits
- Up to $766,550 loan amount
- Lower rates than jumbo
- 5-10% down payment options
- No PMI with 20% down
Bank Statement Loans
Perfect for self-employed professionals and business owners
- 12-24 month bank statements
- No tax returns required
- Flexible income verification
- Quick approval process
Investment Property Loans
Financing for Los Angeles real estate investments
- DSCR loan programs
- 75-80% LTV available
- Interest-only options
- Portfolio building strategies
Cities We Serve in Los Angeles County
Providing expert mortgage services throughout all Los Angeles County communities.
Your Los Angeles County Mortgage Expert
With deep knowledge of Los Angeles County's luxury real estate market—from the high-end communities of Beverly Hills and Manhattan Beach to the diverse neighborhoods of Pasadena and Long Beach—I understand the unique financing needs of LA County homebuyers.
Jumbo Loan Expertise
Specialized knowledge of high-balance lending for luxury properties throughout LA County
Competitive Rates
Access to wholesale rates and specialized programs for high-net-worth clients
White-Glove Service
Personalized attention and concierge-level service throughout the loan process
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Start Your Los Angeles County Home Loan Today
Get pre-approved with our quick 3-minute application. No obligation, and I'll have your personalized rate quote ready within 1 hour.
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Quick application, fast results
Why Choose Us for Your LA County Mortgage?
- Jumbo Loan Specialist: Expert in high-balance lending for luxury LA County properties
- Competitive Rates: Access to wholesale pricing and specialized high-balance programs
- Fast Closings: Streamlined process with 18-21 day average closing time
- White-Glove Service: Concierge-level attention for high-net-worth clients
Los Angeles County Mortgage FAQ
Common questions about getting a mortgage in Los Angeles County.
What mortgage programs are available in Los Angeles County?
Los Angeles County homebuyers have access to comprehensive mortgage solutions including jumbo loans up to $3.2 million for luxury properties, high-balance conventional loans up to $766,550, bank statement loans for self-employed professionals, investment property loans with DSCR programs, and refinancing options. Each program is designed to meet the unique needs of LA County homebuyers from first-time buyers to luxury home purchasers.
Do you specialize in jumbo loans in Los Angeles County?
Yes! As a Los Angeles County jumbo loan specialist, I provide expert financing for luxury properties throughout the county. I offer jumbo loans up to $3.2 million with competitive rates, flexible down payment options from 10-20%, and fast approval processes. My team understands the high-value real estate market in Los Angeles County and can handle complex financing for luxury homes in Beverly Hills, Santa Monica, Malibu, and other premium communities.
What neighborhoods and cities in Los Angeles County do you serve?
I provide dedicated mortgage services throughout all Los Angeles County communities including major cities like Los Angeles, Long Beach, Pasadena, Santa Monica, Beverly Hills, Glendale, and Burbank. I also serve premium neighborhoods like Malibu, West Hollywood, Culver City, and Manhattan Beach, as well as suburban areas like Arcadia, Torrance, and Whittier. No matter which Los Angeles County community you're buying in, I have expertise for your specific market.
Do you help with investment property loans in Los Angeles County?
Absolutely! I specialize in investment property loans throughout Los Angeles County. I offer DSCR (Debt Service Coverage Ratio) loan programs, 75-80% LTV options, interest-only financing, and multi-unit property financing. Los Angeles County has a thriving rental market, and I can help you build a successful investment property portfolio with expert guidance on financing strategies for single-family rentals, multi-unit properties, and commercial real estate.
Related Content
California Down Payment Assistance Programs
Explore DPA programs available for Los Angeles County homebuyers.
Understanding Conforming Loan Limits
Learn about loan limits affecting LA County home purchases.
FHA Loans
Government-backed loans with low down payment options.
Related Los Angeles County Mortgage Resources
Explore our tools, calculators, and programs to help with your LA County home loan decision
Jumbo Loans
High-balance financing for LA County luxury properties
Bank Statement Loans
Perfect for self-employed LA County residents
DSCR Loans
Investment property financing for LA County investors
Mortgage Calculator
Calculate your LA County home loan payments
Rent vs Buy Calculator
Compare renting vs buying in Los Angeles County
First-Time Buyer Programs
California programs for LA County first-time homebuyers