Contact Aditya Choksi
Ready to get started on your California home loan? Contact your local mortgage expert directly for personalized guidance, fast pre-approvals, and expert advice on all loan programs.
Multiple Ways to Connect
Choose the contact method that works best for you
Call or Text
Direct line to Aditya. Available 7 days a week for urgent matters.
(949) 478-7641Detailed questions and document sharing. 24-hour response guaranteed.
Online Application
Start your 1003 application online. Get pre-approved in 24-48 hours.
Start ApplicationSend a Message
Have questions about loan programs, rates, or the mortgage process? Send me a message and I'll respond within 24 hours.
Service Areas
Licensed to serve borrowers throughout California, with specialized expertise in:
Statewide Lending: Licensed to originate loans throughout California. Physical meetings available in Riverside and San Bernardino counties.
Licensed & Trusted
Why Work With Aditya?
Personal Relationships
Work directly with an experienced loan officer. No call centers or transfers.
Local Market Expertise
Deep knowledge of California programs, markets, and lending guidelines.
Proven Track Record
Southern California families supported in achieving homeownership.
Frequently Asked Questions
Common questions about working with a local mortgage lender
How quickly can I get pre-approved?
With complete documentation, most clients receive pre-approval within 24-48 hours. I prioritize quick turnaround times to help you compete in California's fast-moving market.
Do you work with first-time buyers?
Absolutely! I specialize in first-time buyer programs including CalHFA MyHome, VA loans, FHA loans, and local down payment assistance programs throughout California.
What makes you different from big banks?
You work directly with me throughout the entire process - no call centers or transfers. I offer personalized service, flexible underwriting, and specialize in unique situations that big banks often can't handle.
Can you help with investment properties?
Yes! I offer DSCR investment loans that qualify based on property cash flow rather than personal income. Perfect for real estate investors and those building rental portfolios.
What if I'm self-employed?
I specialize in NonQM bank statement loans that allow self-employed borrowers to qualify using bank statements instead of tax returns. Great for entrepreneurs and business owners.
Office Hours & Response Times
Business Hours
Emergency Contact: Available 7 days a week for urgent matters and time-sensitive transactions.
Response Guarantees
Ready to Get Started?
Whether you're buying your first home, refinancing, or investing in real estate, I'm here to guide you through every step of the mortgage process.