Seller's Net Proceeds Calculator
Calculate your net proceeds from selling your California home. Get accurate estimates for closing costs, commissions, and your final payout.
Expert Selling Guidance
Maximize your net proceeds with professional analysis
Quick answer
This California seller's net proceeds calculator estimates how much money you'll receive after selling your home, accounting for realtor commissions, closing costs, mortgage payoff, and other deductions. Enter your home's sale price and outstanding mortgage to see your estimated net proceeds.
Sale Information
Typical range: 5-6% in California
Typically 0.1-0.2% of sale price
Orange County: $0.55 per $1,000
HOA fees, utility transfers, etc.
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Understanding Your Seller Net Proceeds
What Affects Your Net Proceeds
- Sale Price: The most significant factor in your net proceeds
- Outstanding Mortgage: Remaining loan balance must be paid at closing
- Real Estate Commissions: Typically 5-6% total (split between agents)
- Closing Costs: Various fees and taxes required for the transaction
California-Specific Considerations
- Transfer Taxes: Vary by county and city (Orange County: $0.55 per $1,000)
- Prop 13 Benefits: May transfer to new property purchase in certain cases
- Capital Gains: Potential tax implications on profit from sale
- 1031 Exchange: Option to defer taxes when purchasing investment property
Maximizing Your Net Proceeds
Pre-Sale Preparation
Strategic improvements and staging can increase your sale price and reduce time on market.
Negotiation Strategy
Experienced agents can help minimize concessions and maximize your net proceeds.
Timing Considerations
Market conditions and seasonal factors can impact your final sale price and proceeds.
Related resources
This calculator is for educational purposes only and provides estimates based on typical California closing costs. Actual net proceeds may vary significantly based on negotiations, local taxes, HOA fees, repairs, and other factors. This does not constitute tax or financial advice. For accurate calculations and personalized guidance, consult with a licensed real estate professional, tax advisor, or financial planner.