Beautiful Los Angeles California homes with professional mortgage services
Los Angeles County, California

Los Angeles County Mortgage LenderInvestment Property Specialist

Serving all of Los Angeles County with specialized mortgage programs including jumbo loans, investment property loans, and bank statement loans for entertainment professionals.

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Quick 3-min application

Required fields are marked with an asterisk (*)

By submitting this form, you agree to be contacted by Aditya Choksi regarding your mortgage needs. Your information is secure and will not be shared with third parties.

NMLS #2055084 | Equal Housing Opportunity | Licensed in CA

Los Angeles County Housing Market Insights

Stay informed with the latest market data for Los Angeles County's diverse real estate market.

$875,000
Median Home Price
$2,850
Average Rent
10.1 Million
Population
47.2%
Homeownership Rate
32 days
Days on Market
+6.4%
YoY Appreciation
NMLS Licensed Loan Officer
VA Loan Specialist
NonQM Certified
CalHFA Approved Lender
Equal Housing Opportunity
NMLS
Licensed
Nationwide Multistate Licensing System
VA
Certified
Veterans Affairs approved lender
CalHFA
Approved
California Housing Finance Agency
Equal
Housing
Equal Housing Opportunity Lender

Aditya Choksi NMLS ID: | 21st Century Lending NMLS ID: |NMLS Consumer Access

Mortgage Programs for Los Angeles County

Specialized lending solutions tailored for LA County's diverse communities and entertainment professionals.

Jumbo Loans

High-balance loans for Los Angeles' luxury real estate market

  • Loans up to $3.2 million
  • Competitive rates
  • 10-20% down payment options
  • Fast approval process

Investment Property Loans

Perfect for LA's thriving rental property market

  • DSCR loan programs
  • 75-80% LTV available
  • Interest-only options
  • Multi-unit property financing

Bank Statement Loans

Ideal for entertainment professionals and business owners

  • 12-24 month bank statements
  • No tax returns required
  • Flexible income verification
  • Self-employed friendly

High-Balance Conventional

Conventional loans up to Los Angeles County conforming limits

  • Up to $766,550 loan amount
  • Lower rates than jumbo
  • 5-10% down payment options
  • No PMI with 20% down

Cities We Serve in Los Angeles County

Providing expert mortgage services throughout all Los Angeles County communities.

Los Angeles
Long Beach
Glendale
Santa Monica
Pasadena
Beverly Hills
West Hollywood
Culver City
Manhattan Beach
Redondo Beach
Torrance
Burbank
Compton
Inglewood
Downey
Hawthorne
Carson
El Segundo
Gardena
Hermosa Beach
Malibu
Venice
Hollywood
Westwood
Brentwood
Century City
Marina del Rey
Playa del Rey
Playa Vista
Koreatown
Mid-City
Silver Lake
Echo Park
Los Feliz
West Adams

Real Google Reviews from Los Angeles County Clients

Authentic reviews from verified Google Reviews - see what real Los Angeles County homeowners say.

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Your Los Angeles County Mortgage Expert

With deep knowledge of Los Angeles County's diverse communities—from the entertainment hubs of Hollywood and West Hollywood to the luxury coastal cities of Santa Monica and Manhattan Beach—I understand the unique financing needs of LA County homebuyers.

Entertainment Professional Expertise

Specialized programs for actors, directors, and industry professionals with irregular income

Investment Property Specialist

Deep understanding of LA County's rental market and investment opportunities

Diverse Market Knowledge

Expertise across all LA County neighborhoods from luxury to first-time buyer markets

Ready to Get Started?

Get your personalized rate quote today

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+1-562-445-0273
aditya@21stcenturylending.com

Start Your Los Angeles County Home Loan Today

Get pre-approved with our quick 3-minute application. No obligation, and I'll have your personalized rate quote ready within 1 hour.

Get Your Pre-Approval

Quick application, fast results

Required fields are marked with an asterisk (*)

By submitting this form, you agree to be contacted by Aditya Choksi regarding your mortgage needs. Your information is secure and will not be shared with third parties.

NMLS #2055084 | Equal Housing Opportunity | Licensed in CA

Why Choose Us for Your Los Angeles County Mortgage?

  • Entertainment Professional Specialist: Expert in complex income scenarios for industry professionals
  • Investment Property Expert: Deep knowledge of LA County's rental property market
  • Fast Closings: Expedited processing with 18-21 day average closing time
  • Diverse Market Knowledge: Expertise across all LA County neighborhoods and price points

Los Angeles County Mortgage FAQ

Common questions about getting a mortgage in Los Angeles County.

What mortgage programs are available in Los Angeles?

Los Angeles offers diverse mortgage programs tailored to the county's varied housing market. We specialize in jumbo loans up to $3.2 million, investment property loans with DSCR programs, bank statement loans for self-employed borrowers, high-balance conventional loans, and refinancing options. Each program is designed to meet the unique needs of LA County homebuyers.

Do you work with jumbo loans in Los Angeles?

Yes, we specialize in jumbo loans throughout Los Angeles County. We offer loans up to $3.2 million with competitive rates, flexible down payment options (10-20%), and fast approval processes. Our jumbo loan specialists understand the luxury real estate market in LA and can handle complex financing for high-value properties.

What LA neighborhoods do you serve?

We serve all of Los Angeles County, including major cities and neighborhoods like Beverly Hills, Santa Monica, Pasadena, Hollywood, Malibu, Venice, Brentwood, and many more. Whether you're looking to buy in the entertainment hubs, luxury coastal communities, or first-time buyer neighborhoods, we have expertise across all LA County markets.

Do you have experience with investment property loans in Los Angeles?

Absolutely! We specialize in investment property loans throughout LA County. We offer DSCR (Debt Service Coverage Ratio) loan programs, 75-80% LTV options, interest-only financing, and multi-unit property financing. Our team understands LA's strong rental market and can help you build a successful investment property portfolio.

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