California Mortgage Programs

Discover comprehensive California homebuyer assistance programs designed to make homeownership accessible and affordable throughout the Golden State.

Featured California Programs

Explore our most popular California mortgage programs designed to help you achieve homeownership with reduced down payments and competitive rates.

CalHFA MyHome Program

California Housing Finance Agency first-time buyer program with competitive rates and down payment assistance.

  • Down payment assistance up to 3.5%
  • Competitive interest rates
  • No monthly mortgage insurance option
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First-Time Buyer Programs

Comprehensive California first-time homebuyer programs with state and local assistance options.

  • Multiple assistance programs
  • Reduced down payment requirements
  • First-time buyer education
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Proposition 19 Calculator

California property tax transfer analysis for parent-child transfers and inheritance planning.

  • Property tax transfer benefits
  • $1M homestead exemption
  • Family property protection
Learn More

All California Mortgage Programs

CalHFA MyHome Program

California Housing Finance Agency first-time buyer program with competitive rates and down payment assistance.

Explore Program

First-Time Buyer Programs

Comprehensive California first-time homebuyer programs with state and local assistance options.

Explore Program

Down Payment Assistance

California down payment assistance programs to help reduce upfront costs for homebuyers.

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Dream for All Program

California shared appreciation loan program providing down payment and closing cost assistance.

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Proposition 19 Calculator

California property tax transfer analysis for parent-child transfers and inheritance planning.

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Statewide Program Coverage

We serve major California counties with specialized knowledge of local programs and requirements.

Los Angeles County

12

Available Programs

Population: 10.0M

Orange County

8

Available Programs

Population: 3.2M

Riverside County

6

Available Programs

Population: 2.4M

San Bernardino County

5

Available Programs

Population: 2.2M

California Housing Market Insights

$850K

Median Home Price

20+

Active Programs

$50K

Average Assistance

Ready to Explore California Programs?

Let our California mortgage experts help you find the perfect program for your homebuying goals.