Beautiful Long Beach California oceanfront homes and neighborhoods for first time buyers
Long Beach, Los Angeles County

Long Beach First Time BuyerDown Payment Assistance

Helping Long Beach first-time buyers with CalHFA MyHome grants up to $150,000, FHA programs, and specialized assistance. Licensed NMLS #2055084 with expert local knowledge.

Get Long Beach AssistanceCall (949) 478-7641

Check Your Eligibility

Free assistance check

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NMLS #2055084 | Equal Housing Opportunity | Licensed in CA

Long Beach Housing Market Insights

Key market data for first-time buyers in Long Beach's diverse neighborhoods.

$775,000
Median Home Price
$2,350
Average Rent
465,000
Population
42.8%
Homeownership Rate
28 days
Days on Market
+4.7%
YoY Appreciation
NMLS Licensed Loan Officer
VA Loan Specialist
NonQM Certified
CalHFA Approved Lender
Equal Housing Opportunity
NMLS
Licensed
Nationwide Multistate Licensing System
VA
Certified
Veterans Affairs approved lender
CalHFA
Approved
California Housing Finance Agency
Equal
Housing
Equal Housing Opportunity Lender

Aditya Choksi NMLS ID: | 21st Century Lending NMLS ID: |NMLS Consumer Access

First-Time Buyer Programs for Long Beach

Comprehensive assistance programs to help Long Beach first-time buyers achieve homeownership.

CalHFA MyHome Assistance Program

Up to $150,000 in down payment assistance for qualifying first-time buyers

  • Deferred payment loan
  • No monthly payments
  • Forgiven after 30 years
  • Income limits apply

FHA First-Time Buyer Loans

Accessible financing with minimal down payment requirements

  • 3.5% down payment
  • Lower credit score options
  • Gift funds allowed
  • Streamline refinancing

Conventional 3% Down Programs

Low down payment conventional loans for first-time buyers

  • Only 3% down payment
  • No income limits
  • PMI removable
  • Competitive rates

VA Loans for Veterans

Excellent benefits for military families in Long Beach

  • $0 down payment
  • No PMI required
  • Competitive rates
  • Reuse benefit available

Long Beach Neighborhoods We Serve

Belmont Shore
Naples Island
Alamitos Beach
Downtown Long Beach
Bixby Knolls
California Heights
Wrigley
Rose Park
Bluff Park
Signal Hill
El Dorado Park
Los Cerritos
Lakewood Village
Belmont Heights
East Long Beach
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Start Your Long Beach Home Buying Journey

Check Your First-Time Buyer Benefits

Free eligibility check

Required fields are marked with an asterisk (*)

By submitting this form, you consent to receive automated text messages, calls, and emails from 21st Century Lending / Aditya Choksi at the number and email provided regarding your mortgage inquiry. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time. This is not a commitment to lend. Your information is secure and will not be shared with third parties. View our Privacy Policy.

NMLS #2055084 | Equal Housing Opportunity | Licensed in CA

Why Choose Us for Long Beach First-Time Buying?

  • CalHFA Expert: Specialist in MyHome assistance programs up to $150,000
  • Long Beach Knowledge: Deep understanding of local neighborhoods and market trends
  • Multiple Programs: Access to FHA, VA, conventional, and assistance programs