Hard Money Lender Los Angeles
Hard money loans are commonly used by investors for fix and flip purchases and renovations. Most hard money underwriting focuses on the property and the deal. Terms vary by scenario.
What to send for a quick review
Property address + purchase price
Estimated rehab budget + scope of work
Your exit plan (sell or refinance) + expected timeline
Get a Hard Money Quote
Los Angeles fix and flip
When hard money tends to fit best in Los Angeles
Los Angeles deals can be competitive, and conventional financing is not always the best match for a distressed property or a tight timeline. Hard money is often used when speed and rehab flexibility matter more than long term pricing.
Good fit
- Distressed property needing rehab
- Fix and flip strategy with clear exit plan
- Auction or time sensitive purchase
Sometimes better alternatives
- Long term rentals: consider DSCR loans
- Owner occupied purchases: conventional or FHA may fit better
FAQ
Licensing & Regulatory Information
Company: 21st Century Lending, Inc. | NMLS Company ID: 241835
Licensed Loan Originator: Aditya Choksi | NMLS ID: 2055084 | DRE License: 02154132
Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Also licensed in Arizona, Colorado, Georgia, New Mexico, and Washington.
This is not a commitment to lend. Loan approval subject to credit approval and property appraisal. All loans subject to underwriting approval. Rates, terms, and programs subject to change without notice. Not all applicants will qualify. Not all products and services are available in all states.